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Credit Karma app for iPhone and iPad

4.4 ( 1904 ratings )
Lifestyle Finance Productivity
Developer: Credit Karma, Inc.
Current version: 4.26.1, last update: 5 months ago
First release : 18 Jul 2012
App size: 132.08 Mb

Make the most of your credit, its totally free! Start by digging into your credit profile and finding out what goes into your credit scores. Then get important updates with credit monitoring, check out personalized recommendations, even file your taxes for free with Credit Karma Tax.

• Check your scores – Log in anytime to look, it will never hurt your scores.
• Credit Karma Tax – 100% free to file federal and state returns, no matter what your tax situation is. Including 24/7 live chat, W-2 import making it easy to get your max refund.
• Spot potential ID theft – We’ll tell you when your info is in another company’s public data breach — and what you can do.
• Find $ that belongs to you – Search state databases for unclaimed money in your name. There’s over $40 billion waiting to be claimed!
• Get money-saving recommendations – Use your credit to qualify for lower interest rates and better credit card rewards.
• Monitor your report – Get alerted when there’s an important change to your reports and challenge errors right from your account.
• Review credit tips – Receive helpful recommendations matched to your profile.

Join more than 75 million members on the path to financial progress. Learn more and sign up at

Pros and cons of Credit Karma app for iPhone and iPad

Credit Karma app good for

Best Credit score monitor app. I liked and its updates are nice!!
I love Credit Karma! I can see my credit in an instant in real time. As Im making payments on my car loan each month Im seeing my payment recorded and credit score slowly improving. Thanks so much for being honest and not conning us into monthly "fees"
Very informative, all my info at my fingertips and its free, cant beat it.
Credit Karma is the best I love the suggestions they give to help you with your credit for free Cant beat that
Amazing application .. So helpful in so many ways .. With this app Ill be able to manage my credit much more better
This is one of the best services to help with monitoring your credit score. I check it on a weekly basis.

Some bad moments

I have sent in several request to restore my password so I can use this app again and several times I am not able to use it. Ive never gotten an email. I try to contact the company Ive sent them an email it wont let me send the email. I dont know whats wrong with this app but its not working for me!! Please fix it or Im deleting it.
Every Time I try to use the app it tells me that the servers were unable to be reached. This is every time I use it so the app is useless.
I have been on a mission to right many of my financial wrongs and Credit Karma assisted me in doing so. This app takes to long to load its to many security features my fingerprint should be enough not finger print then pin
My FICO score is 750 which is excellent but Credit Karma has my score at 608 which is poor. Luckily the banks dont go by Credit Karmas score but if youre looking for accuracy this isnt the app for you. Theyll give you a complex and youll pull your hair out trying to get your score up using their standard.
Not sure about where they are pulling the information from but CK was not able to find my information. I have many credit cards and car lease and would love to have my banks forget me when I have to pay the balances every month. Support has been useless in solving it. They just said that I have been assigned a SSN so cannot be provided with the info... If one day they manage to get the info, not sure I would rely on it...
Very easy to utilize, quick results, excellent offers for cards, and no evil bankers eyeballing you from behind a monitor either!

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