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Intuit Credit Karma app for iPhone and iPad


4.6 ( 2816 ratings )
Lifestyle Finance Productivity
Developer: Credit Karma, Inc.
Free
Current version: 25.3, last update: 4 months ago
First release : 18 Jul 2012
App size: 194.86 Mb

Navigate your unique financial path confidently with help from Credit Karma and make the most of your money.

CONNECT YOUR ACCOUNTS FOR FINANCIAL INSIGHTS
- Track your monthly spending
- Monitor transactions
- Look out for ATM fees, late payments and more

GET TO KNOW YOUR CREDIT
- Get alerts when credit scores change
- Learn what affects your scores and how to build credit

EXPLORE YOUR OFFERS
Compare offers and apply with more confidence:†
- Loan amounts
- Rates you could be approved for

STAY INFORMED
- Be alerted of changes and opportunities.
- Credit score changes
- Identity monitoring
- Rate monitoring—we’ll let you know if we see better interest rates

SIMPLIFY TAX TIME
- Upload a photo of your W-2
- We’ll prefill your profile info
- Finish filing on your computer

BANK ONLINE
Open Credit Karma Money Spend and Save accounts*** from the app.

FIND COMPETITIVE CAR INSURANCE OPTIONS
- Compare options to see if you could save
- You may unlock a discount on a new policy if you’re a good driver

DISCLOSURES

*Credit Builder plan requires you to open a line of credit and a Credit Builder savings account, both banking services provided by Cross River Bank, Member FDIC. Credit Builder savings account is a deposit product, insured up to $250,000. Credit Builder is serviced by Credit Karma Credit Builder. Members with a TransUnion credit score of 619 or below at time of application may be prompted to apply for Credit Builder.

**From June 2024 to Nov 2024, members with a TU credit score of 619 or below who opened a plan and had it reported on their TU report saw an average score increase of 17 points in 3 days of activation. Late payments and other factors can negatively impact your score.

***Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply.

^ Borrowing Power is based on the highest offer amount available to you through Credit Karma where you have Outstanding Approval Odds. The offers themselves are not guaranteed and are subject to change without notice.

† Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria determined by the lender. Of course, theres no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you dont meet the lenders "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.

Screens simulated. For display only.

Intuit Assist is an emerging tool that provides information to consider as you make financial choices. Not all features are available to all members. You must link your external financial accounts for full functionality. Please check for mistakes. Always review terms and conditions before applying for financial products.


Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | CA loans arranged pursuant to a CA Financing Law license.

Insurance services offered through Karma Insurance Services, LLC. CA resident license #0172748.

Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622

Pros and cons of Intuit Credit Karma app for iPhone and iPad

Intuit Credit Karma app good for

Best Credit score monitor app. I liked and its updates are nice!!
I love Credit Karma! I can see my credit in an instant in real time. As Im making payments on my car loan each month Im seeing my payment recorded and credit score slowly improving. Thanks so much for being honest and not conning us into monthly "fees"
Very informative, all my info at my fingertips and its free, cant beat it.
Credit Karma is the best I love the suggestions they give to help you with your credit for free Cant beat that
Amazing application .. So helpful in so many ways .. With this app Ill be able to manage my credit much more better
This is one of the best services to help with monitoring your credit score. I check it on a weekly basis.

Some bad moments

I have sent in several request to restore my password so I can use this app again and several times I am not able to use it. Ive never gotten an email. I try to contact the company Ive sent them an email it wont let me send the email. I dont know whats wrong with this app but its not working for me!! Please fix it or Im deleting it.
Every Time I try to use the app it tells me that the servers were unable to be reached. This is every time I use it so the app is useless.
I have been on a mission to right many of my financial wrongs and credit karma assisted me in doing so. This app takes to long to load its to many security features my fingerprint should be enough not finger print then pin
My FICO score is 750 which is excellent but Credit Karma has my score at 608 which is poor. Luckily the banks dont go by Credit Karmas score but if youre looking for accuracy this isnt the app for you. Theyll give you a complex and youll pull your hair out trying to get your score up using their standard.
Not sure about where they are pulling the information from but CK was not able to find my information. I have many credit cards and car lease and would love to have my banks forget me when I have to pay the balances every month. Support has been useless in solving it. They just said that I have been assigned a SSN so cannot be provided with the info... If one day they manage to get the info, not sure I would rely on it...
Very easy to utilize, quick results, excellent offers for cards, and no evil bankers eyeballing you from behind a monitor either!

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